Every August, National Make-A-Will Month serves as a powerful reminder of the importance of planning for the future. While it can be easy to put off creating or updating your will, this month encourages us all to pause and think about the legacy we want to leave, the security we want for our families, and the peace of mind that comes with having our wishes clearly documented.

Why Having a Will Matters

A will is more than just a legal document: it’s a gift to your loved ones. Without a will, your family may be left with unanswered questions, confusion, and even disputes during an already difficult time. When your wishes are clear and legally recorded, your loved ones can focus on healing rather than navigating stressful, and often lengthy, legal processes.

By putting your plans in writing, you ensure that your assets are distributed according to your wishes, guardians for minor children are designated, and important details are not left to chance. Think of it as providing your family with a roadmap that guides them when they need it most.

Peace of Mind for You and Your Family

National Make-A-Will Month is the perfect opportunity to finally take care of that “someday” task. Whether you need to create your first will or update an existing one to reflect new life changes (such as marriage, divorce, children, or new property) it’s an ideal time to take action.

A Special Note for Parents of Young Adults

While many people think estate planning is only for older adults, there is another timely aspect to consider this month: if you have a child turning 18, now is the time to help them put a Powers Plan in place.

When your child becomes a legal adult, parents no longer have automatic access to make medical or financial decisions on their behalf. This means that if your child is in a medical emergency (whether at college, traveling, or simply living their new adult life) you may not be able to step in and assist without the proper documents in place.

A Powers Plan typically includes essential documents such as:

• Healthcare Power of Attorney – so you can make medical decisions if your child is unable.
• HIPAA Authorization – allowing you access to their medical information.
• Durable Power of Attorney – enabling you to help with financial matters if needed.

Parents can cover the cost of this plan, but it’s important to remember that the young adult is the one who must sign it, since the authority belongs to them once they reach 18. Taking this proactive step now helps ensure your child is protected, and you’re able to support them if the unexpected happens.